We may earn money or products from the companies mentioned in this post.
Struggling to save money every month? It can be a real battle. For our family, for a long time I kept wondering where all our money was going. After close inspection of our spending for a few months, I found a few budget categories that we were overusing big time. So, I made some adjustments to get us back on track. There are a hundred different ways to save, literally. If you have a hard time figuring out how you can save, don’t worry, we’ve got you covered. Here are 65+ ways to save money:
1. Create a Budget
Total no-brainer right. A budget creates a spending plan for you. See where your money is and isn’t going and adjust your spending naturally. If you start budgeting, you WILL save money. Here are some budget apps we recommend:
2. Get an App
There are so many savings apps out there to help you save on shopping, groceries, everyday purchases, and more. Here’s some of our favorites:
Wanna find more? Get on your cell phone and head to your App store to search available apps for saving. These are great because they are all free, super easy to use and help you start saving immediately. Thank me later 🙂
Sometimes downsizing is necessary to save. It can help you get back on track with your financial plan. Consider downsizing your home or car to save.
4. Get Roommates
Getting roommates can mean moving back in with your parents or rooming up with college buddies or childhood friends. Once you roommate up, instant savings. Not only can you split the rent, but you can possible split other costs like:
- Food/grocery costs
Give this one a try to help you save money right away.
5. Shop Less Often
Shopping less often doesn’t mean buying less, just buying less often. When we switched to twice a month grocery shops instead of weekly like we had been doing, we found so many benefits including not running out of food, spending less on food, and eliminating those pesky “in between” grocery trips that would be an extra $20 to $40 a trip..yikes! Give this a try.
I got the idea because it’s a practice my mom used to do. She’d only shop once a month. A secret of goal of mine, I hope to reach soon.
6. Get on Rewards Programs
These are free savings. The rewards program from my pharmacy gives me discounts every time I visit. Not only are products on sale, for rewards members but, I get a two-foot long receipt of coupons and freebies with every purchase, not to mention the points I accumulate. It’s nice to apply a $5 or $10 credit to my balance at the register, just because I’m a rewards member.
These programs are free and offered by most establishments:
- Retail stores
- Department stores
- Grocery stores
- Gas stations
7. Cut the Cable
Eek..seriously? Yes! I am a huge lover of television and film. I mean, I LOVE TV. I never thought I’d cut the cable but turning off cable doesn’t mean going without TV and movies. There are so many cheap cable alternatives, it’ll make your head spin.
I quit spending $200+ monthly in lieu of getting these apps:
So much cheaper and I have 3 services! You can save MUCH MORE if you just get 1 or 2 but really 1 is all you need.
8. Get the Subscriptions
It can be real easy to go a little crazy with subscriptions. Today, there’s a subscription for everything:
- Specialty food
The list is endless. Try scaling back. It’ll make your wallet happy.
9. Cook at Home
Takeout food is expensive. The cost of 2 takeout meals for you and your partner can turn into home cooked food to last 3-5 days. No kidding!
You don’t have to opt out of takeout life cold turkey but those UberEats trips add up. Try once a month as a treat and the rest of the time, cook at home.
10. Use Your Affinity Discounts
Are you part of a club or organization? Use that discount. Here are some examples:
- AAA Club
- Rotary club
- Church member
All you have to do is ask. My hubby is a military vet and a student so every time we hit the register, we’ve formed the habit of asking if student and military discounts are available. A great way to lower your bill!
So many things can you negotiate. Did you know you can negotiate most retail purchases? Get a lower price on an engagement ring at your local jeweler by asking, grab your cell phone charger at the mall kiosk for half off just by speaking up, and even more ways.
- Your rent or mortgage
- Your auto loan
Give it a try.
Clip coupons, buy those products and save. Easy peasy.
Go extreme with it to save up to 100% on your order total. Head to Krazy Coupon Lady, an awesome savings blog to learn more about how to do this!
This is not easy, the extreme way, at least, we’re not gonna lie. But it’s worth it to get $500+ free groceries every month.
On the non-extreme end of the spectrum, join coupon clubs, coupon Facebook groups, and watch YouTube videos to learn and get support for your new coupon lifestyle. It’s super fun and can you can become addicted to saving. When I got my name brand $5 chapstick for $.06 at my local pharmacy, I wanted to hold onto that feeling forever and keep doing it!
13. Avoid Pets
Sorry my pet lovers but pets are expensive. It sounds terrible but ditch yours to get money back in your bank account. When I had my cat, it was so costly to have her.
I hate to say it but here are some of the expenses we had:
- Vet bills: around $600/year (ouch)
- Pet food: $50/month (she needed special food and distilled water)
- Supplies/toys: $100/year
Pets are pricey. You don’t have to say goodbye to them forever but in the meantime, it’ll make an instant impact to your budget if you are petless.
14. No Disposables
Bye bye paper plates and plastic cutlery. It’s convenient but not cost-effective.
15. If It’s Yellow…
Do you know the saying? If it’s yellow, let it mellow, if it’s brown, flush it down. Arguably an extreme way to save money, it does work! Save on your water bill with this.
16. Timed Showers
Set a timer, take your shower. They say 2 minutes for showers. Put this into practice and watch your water bill shrink.
17. Unplug Appliances
Appliances use up energy (aka electricity) when not in use if plugged in so unplug toasters, microwaves, etc. to save on your electric bill.
18. Go Vegan
Wait? Going vegan can save you money? Dairy and meat is expensive. You can easily spend more on a vegan lifestyle but stay away from the processed vegan foods and eat whole to keep your budget down.
19. Grow a Garden
Grow your own food at home with a vegetable garden. As a young girl, my mom grew all kinds of stuff when we lived in the midwest: cabbage, collard greens, carrots, tomatoes, even corn! And, we had so many fruit trees too, apple trees, peach trees, lemon trees. A neat way to save.
20. Buy on Consignment
Especially for kids, this is a great way to save. T-shirts cost around $5 and childrens apparel stores for my little guy (he is 6 now). At a consignment store, $1 (jawdrop) and those clothes are in such great condition AND they do have NEW stuff too. I mean brand new, tag on, unworn. I once bought my son’s entire school wardrobe for the year from a consignment store. I spent under $100. At our regular place we’d clothes shop at, it was that much for like 6 items. Huge savings!
21. DIY gifts
Make gifts don’t buy them. These heartfelt gestures often mean a lot more than gifts you buy.
- Beauty/bath products
- Homemade food like brownies, cupcakes, etc.
- Knits like scarves, gloves, etc.
22. Ditch Your Phone
Not your cell phone, heck no, but your landline. How often do you use it anyway? Our landline was so cheap, only about $12/month when we got rid of it but it’s 12 bucks more in our bank account every month. We NEVER used the landline. It’s a cell phone world now. Try it.
23. Repair Your Clothes
Holes in socks, broken zipper, clothes getting tight. Extend your clothes by repairing them. Learn to sew on a button, fix a zipper, and there are so many hacks to shrink and enlarge your clothes, it’ll make your head spin. Hint: hit up YouTube for a ton of ideas and visual illustration!
24. Never Buy Your Car New
Not only do you lose like 30% of the value when you drive it off the lot but it’s so expensive. Buy used instead.
25. Never grab coffee on the go
Noooo! You don’t have to cut this out completely but scale back for sure. A Starbucks coffee can be $5 for a small cup. Ouch!
Make your coffee at home. Instant savings.
26. Never Eat Out
Take snacks with you when you’re on the go and pack lunch at home for work.
27. Walk to Work
Get exercise, get your heart pumping and walk to work occasionally (or all the time)
28. Bicycle to Work
Same here. Take your bike to work. It’ll wake you up more and give you energy to feel the wind in your hair.
29. Take Public Transportation
Save on gas by taking public transportation.
30. Do Work Potlucks Instead of Lunch Out
It can cost so much to have a regular lunch out with coworkers. Potluck instead. You save so much money and you can feed the group for days!
31. No Salon Visits
Sorry ladies. Do your hair at home. It’s easy to learn how to trim your own hair and if you must do color or highlights, by a boxed kit from the beauty supply store and save hundreds it’d cost you to have it done professionally.
32. Cut Your Hair at Home
For the fellas, get some clippers and learn how to cut hair. So many YouTube tutorials on this. This is actually the only way my son has ever gotten his hair cut. My husband has clippers and once a week, it’s time for a cut and edge up.
33. Get a Prepaid Card
Something I just discovered. If you get a prepaid card, like a Walmart card, for example, there are some awesome perks. Like getting $.03 to $.05 on the dollar. So you fund $15 on a prepaid card and get a value of $20. Make sense? This is a great way to get free money!
Making Money to Save Money
If you have more money available, you can certainly save money. Here are some money-making opportunities to help you along in your savings goals!
Easy one. Ask for overtime at work.
35. Drive for UberEATS
Or, Doordash or GrubHub, etc. There are so many delivery jobs available now, all from the comfort of your car.
36. Drive for Uber or Lyft
Delivery driver of people. It’s like being a taxi driver for your own car. You can make up to $25/hour doing this. My brother in law does this full time and loves it! Set your own schedule, so much flexibility, it’s great.
37. Start a blog
Golden! Unlimited pay, creative control, be your own boss, make money from month 1. You will love this. I have created almost 2 dozen blogs in various verticals. So many ways to make money blogging and so rewarding! Get started in under a half hour creating your own blog.
38. Flip Websites
Another passion of mine. I’ve made over $200K doing this and it’s so beginner-friendly. I’ll train you!
39. Start an Ecommerce Store
I scaled up stores to $30K per month. You can do the same.
Step 1: Start a Shopify store
Step 2: Pick your store niche and source products
Step 3: Start selling and making money!
40. Take These High Paying Surveys
You can earn up to $600 or more per month with surveys. The key is to find high paying surveys, although the lower paying ones can be fun too. Here’s a roundup of our favorites:
- Vindale Research (Claim your $1 Signup Bonus): I’ve earned hundreds of dollars with Vindale. Super easy to take as many surveys as you’d like. Take $10/surveys daily to make a cool $300 per month!
Love kids? Have experience babysitting? This can be pretty lucrative. Start babysitting for extra money.
People love their pets. Try this as a hustle!
43.Teach English Online
Become an ESL teacher and start earning a few thousand dollars per month part-time!
44. Graphic Design
Graphics designers help professionals in all kinds of industries. As a designer, you’ll likely be designing branding stuff, social media graphics, website elements, logos, and more.
Where to find gigs like this?
I have worked as a staff writer for many companies over the years. If you have a passion for writing, this is a flexible, creative opportunity to make a nice side income to contribute to your savings goals.
46. Video Editing
There is a huge demand for video editing. YouTube is exploding and video is becoming the new wave. If you have this skill, monetize it. Video edit jobs can be found in job banks like Indeed or you can try places like this:
47. YouTube Influencer
Become a video influencer for YouTube. These YouTubers make some serious money. There is a twenty-something year old couple in my town, with 3 kids that are worth millions. In their million dollar mansion, driving lambourghinis and Mercedes Benz cars and they’ve only been doing YouTube a few years.
Many more ‘Tubers have become successful in less time. Try this out. It’s free to join YouTube and create your own channel.
Make money with:
- Brand sponsorships
- Affiliate marketing links you leave in your video description
Fun, rewarding and limitless income!
48. Social Media Influencer
This is the same as #47 but for other social networks like Pinterest, Twitter, etc. If you have a huge following, you can monetize it. If not, you can build a huge following. In a few years, one of my blog friends grew from 20K to over 600K on Instagram!
49. Create Digital Products
This is a great form of passive income. Create digital products like planners, printables, worksheets, and more and sell on Etsy, Creative Market and other places.
Check out these examples:
- Planner Sticker Template Big Bundle
- Mompreneur Planner Canva Indesign
- Hotel Branding Mockup
50. Teach Courses Online
I have earned thousands doing this. Check out some of my courses here.
You can teach on your expertise. What can you share with the world? How can you help others? What are some painpoints in your community that you can solve?
Create a course around it! Teachable is an awesome platform, that I personally use to deliver my content through courses.
51. Become an Author
Author books. The millionaire book authors don’t even necessarily make the New York Times Bestseller list. They make their millions producing a ton of different books.
You can self publish or create ebooks and sell to an audience.
52. Break into Affiliate Marketing
Affiliate marketing is referring products to consumers for commission. For example, you might refer a computer for $1,000 with 10% commission. This means you earned $100 for that sale.
Rinse and repeat to make money from tons of different merchant affiliate programs.
Check out Shareasale. You join for free and have access to hundreds of merchants to promote. You can even do CPA marketing, or Cost Per Action marketing where you earn a commission based on a successful action, not a sale. Like, getting a user to sign up, share their email address in a form, submit their zip code or phone number in a form, etc.
For CPA offers, look to MaxBounty.
53. Social Media Management
Get paid to play on social media for companies!
- Create posts and social graphics
- Engage and interact with fans
- Grow the fanbase
You can do this on the side for a few thousands dollars per month. It’s super fun and flexible.
Draw or illustrate for companies. Sell your work on Etsy or Creative Market. You can find clients on social media too!
What are you an expert in?
- Business operations
- Social media
- Digital marketing
Whatever your expertise is, you can get paid to consult others. There is a lot of money in this. You will like it because it can be short term or long term and doesn’t require a ton of work.
56. Accounting and Bookkeeping
Perfect for when tax time rolls around. Also great for small business owners that don’t know how to keep a great accounting of their income.
57. Cleaning Houses
Start a house cleaning service and get paid to clean houses.
58. Organizing Closets
Kim Kardashian did this before she became an influencer. It can be a lot of fun if you’re into organizing. Get paid to play with clothes and shoes all day!
59. Putting Together IKEA Furniture
Yes, this is a thing. Join Thumbtack or Bark and they actually have a category for this. You will get bids from consumers who need IKEA furniture assembly and you can travel to their home to put together their stuff!
SEO or search engine optimization has a big market, especially among small business owners. This is the special stuff that gets companies found in search engines like Google. If you are skilled enough to be able to accomplish this, you can charge a lot of your services and do this part-time or full-time.
61. Flea Market Flipping
The idea behind this is to find cheap gems at the flea market and flip it for a profit. This can be antiques, old records, collections, apparel, etc. The most successful flea market flippers earn upwards of six figures per year!
62. Domain Flipping
Buy a domain, wait, then sell. This is an entire industry all it’s own. Though I have no personal experience with it, I’ve heard a lot of positive things on it. Check out the domain auctions on Flippa to get a feel for it.
63. Sell on Ebay
I used to do this many years ago with great success. I actually pick it up around the holidays for some holiday side hustle cash. Here is how you succeed on Ebay:
- Lots of listings
- Be in your account daily (make changes, add new listings, etc.)
That’s really it. The biggest part people struggle with is being in the account daily. Ebay actually rewards you for this by showing your listings more. It works the same way in a lot of other marketplaces like Etsy, etc. The easiest way to accomplish this is to add new listings daily. That means you will be adding a few everyday for the sake of being active. You can actually outsource this to a cheap VA to take it off your hands completely.
64. Sell on Amazon
Another amazing bustling marketplace, outpacing Ebay. You can become an Amazon seller. If you do this, we recommend being an FBA seller. That means your orders will be fulfilled by Amazon (FBA). This is great because you know your orders will almost always ship on time, contributing to a positive seller rating AND you’ll be able to be listed as a Prime seller, which is very desirable to those who are looking for quick delivery.
65. Sell on Jane
I sold on Jane for years too. Jane is a daily deal site catered to the millennial crowd. They have flash sales daily where you can scoop up apparel, homegoods, and kids stuff for up to 90% off. It’s really fun to shop on Jane and it’s great to be a seller. You’ll sell large volumes of goods at a time, like 200 pieces of this or 500 pieces of that. It’s a neat way to make a lot of money and there are several stores that operate exclusively on Jane.
Keep in mind, there is some startup cost because in order to sell 100 pieces of that jumpsuit, for example, you’ll need to have 100 pieces in stock which means you’ll need to wholesale order it, hence, startup cost.
Is it worth it?
Others like Jane:
66. Become a Fiverr Seller
As a Fiverr seller you will have a spot on Fiverr’s marketplace selling services. Some examples:
- Graphic design
- Video editing
- Website management
- Web design and development
- Social media management
- Traffic building
There are so many services on Fiverr. Prices start at $5 and go up from there (you set them)!
Making Money to Save Money
This wraps up money-making ways to help you save more because more money in is more money saved!
Boom! There you have it. Are the wheels starting to churn? Did we miss anything on the list? Comment down below so we can continue the conversation. Hope you enjoyed this roundup of ways to save money!